If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Seacoast Commerce Bank 2 Year CD Account |
1.00%
Date: Feb 8, 2012
|
| Mc Clatchy Employees Credit Union 12 Month CD Account |
0.75%
Date: Feb 22, 2012
|
| USE Credit Union San Diego 2 Year CD Account |
0.75%
Date: Feb 10, 2012
|
| Safe Credit Union Sacramento, CA 2 Year CD Account |
0.70%
Date: Feb 21, 2012
|
| S A F E Credit Union 2 Year CD Account |
0.70%
Date: Feb 15, 2012
|
| 49'Er Credit Union 2 Year CD Account |
0.65%
Date: Feb 14, 2012
|
| Sacramento Credit Union 2 Year CD Account |
0.46% to
0.45% Date: Feb 22, 2012
|
| River City Bank Savings Account |
0.40% to
0.35% Date: Feb 22, 2012
|
| Members 1st Credit Union 12 Month CD Account |
0.45% to
0.35% Date: Feb 16, 2012
|
| El Dorado Savings Bank, F.S.B. 2 Year CD Account |
0.75% to
0.60% Date: Feb 14, 2012
|
| Community Business Bank Sacramento Savings Account |
0.50% to
0.45% Date: Feb 14, 2012
|
| El Dorado Savings Bank, F.S.B. 12 Month CD Account |
0.40% to
0.35% Date: Feb 14, 2012
|
